Acceptance of Terms By accessing and using this website, you agree to comply with these Terms of Use. If you do not agree, please do not use the website.
Use of the Website You agree to use this website only for lawful purposes and in a way that does not infringe the rights of others or restrict or inhibit their use and enjoyment of the site.
Intellectual Property All content on this website, including text, graphics, logos, and images, is the property of Smartians Ltd. and is protected by copyright laws.
User Content If you submit content, you grant Smartians Ltd. a non-exclusive, royalty-free license to use, reproduce, and distribute it.
Disclaimers and Limitation of Liability The website is provided “as is” without any warranties of any kind. Smartians Ltd. will not be liable for any damages arising from the use of this site.
Termination Smartians Ltd. reserves the right to terminate or suspend your access if you violate these terms.
Governing Law These terms are governed by the laws of the Federal Republic of Nigeria, and any disputes will be subject to the exclusive jurisdiction of its courts.